My Pastor is doing a sermon teaching on Change: How to stay Relevant in a changing world (part 6). Today he gave 3 stages of change: Debate and Decision, Dead Zone and Dive In. I am gratefully in the Dive In stage and I’m loving it. This stage has reaffirmed my decision to get out and stay out of debt for life.
For me, the Debate and Decision stage was all about me determining whether or not I would still use credit cards. This time when the bottom fell out, I’d only had one credit card that I used. But now that was no longer an option. With a growing pile of credit card offers arriving in my mail each day, a decision had to be made. Even though I was still in debt, do I open a new credit card account creating more debt when I was trying to get out of debt?
Decision made, I quickly entered the Dead Zone. With no credit card available as my emergency catch-all, things started to happen. The previous blogs detail a few of those things but the point I’m making is that the Dead Zone made me feel like I’d made the wrong choice. That maybe I should have gotten another card “just in case”. Then I wouldn’t have had the added stress of wondering if I would be able to get this fixed or pay for that. All in all, I’m glad I decided to not get another credit card.
When your vision is clear, you can Dive In without hesitation. Now that this was fixed and that was paid for and it was all done without creating more debt, I’m even more motivated to continue my Journey to Debt Freedom. I have new hopes and dreams and plans for a bright and prosperous future. Even creating a budget has become a thing I like to do because I now truly know where my money goes -because it was planned in the budget. If I can motivate you to do just one thing, it would be to ask God to show you what “step” you need to make towards your own Journey to Debt Freedom. Enjoy the Journey!
